Terms of Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others or interfere with the operation or availability of the Website.

You may not use the Website to transmit, distribute, or introduce any unlawful, harmful, fraudulent, or otherwise inappropriate material.

The information provided on this Website is intended for general educational and informational purposes only.

Nothing on this Website is intended to constitute personalized financial, investment, insurance, tax, accounting, legal, estate-planning, or other professional advice.

Information presented on the Website may not be appropriate for your particular circumstances. Financial strategies, insurance products, investment products, tax considerations, and other planning recommendations should be evaluated based on your individual circumstances and objectives.

You should obtain appropriate professional advice before making financial or other decisions based on information presented on this Website.

Accessing or using this Website, submitting an online form, or communicating with Evernorth Financial through the Website does not, by itself, create an advisor-client, insurance, fiduciary, legal, accounting, or other professional relationship.

Any professional relationship with Evernorth Financial is established separately and is subject to the applicable agreements, disclosures, applications, and regulatory requirements.

When you voluntarily provide personal information through the Website, such as your name, email address, telephone number, or other information, we may use that information to respond to your inquiries, facilitate meeting bookings, communicate with you, provide requested services, and for other purposes described in our Privacy Policy.

Please review our Privacy Policy for additional information about how we collect, use, and protect personal information.

We make reasonable efforts to provide information that is useful and current. However, we do not warrant or guarantee that information on the Website is accurate, complete, current, or suitable for any particular purpose.

Information, laws, regulations, tax rules, financial products, and strategies may change over time. You should verify information relevant to your circumstances before relying on it or making financial or other decisions.

Unless otherwise indicated, all content on this Website, including text, graphics, logos, photographs, illustrations, designs, and other materials, is owned by or licensed to Evernorth Financial Inc. and is protected by applicable intellectual property and copyright laws.

You may view and use the Website for your personal, non-commercial purposes. You may not reproduce, modify, distribute, publish, or commercially use Website content without our prior written permission, except where permitted by law.

The Website and its content are provided on an "as is" and "as available" basis.

To the extent permitted by applicable law, Evernorth Financial makes no warranties, representations, or conditions, express or implied, regarding the Website or its content, including its availability, accuracy, completeness, reliability, or suitability for any particular purpose.

To the fullest extent permitted by applicable law, Evernorth Financial Inc. and its directors, officers, employees, representatives, and service providers will not be responsible for any loss or damage arising from or related to your access to or use of, or inability to access or use, the Website or its content.

Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited under applicable law.

The Website may contain links to third-party websites, services, or resources. These links are provided for convenience and informational purposes.

Evernorth Financial does not control and is not responsible for the content, availability, privacy practices, security, or other practices of third-party websites or services.

References to third-party professionals, organizations, products, or services do not necessarily constitute an endorsement or guarantee by Evernorth Financial.

We may update or modify these Terms of Use from time to time. Changes will become effective when posted on the Website, unless otherwise stated.

Your continued use of the Website following the posting of revised Terms constitutes your acceptance of the updated Terms.

These Terms of Use are governed by the laws of the Province of Alberta and the applicable laws of Canada.

If you have questions about these Terms of Use, please contact us:

Evernorth Financial Inc.

Email: ryanfrey@evernorthfinancial.com
Phone: (587) 888-5333
Pavilion, 800, 550 6th Ave SW, Calgary, Alberta