We focus on YOUR needs and pair them with a tailored solution

What we do?

At Evernorth Financial, while our primary focus is on the Infinite Banking Concept (IBC), we are a full-service financial company committed to meeting all of your financial needs. From life and health insurance to investment strategies and retirement planning, we offer a wide range of services designed to help you build, protect, and grow your wealth. Our personalized approach ensures that we tailor solutions to your unique financial goals, providing you with comprehensive support every step of the way.

  • Using the principles of the Infinite Banking Concept, we help you create a personalized system to grow and access your wealth on your terms. Gain financial independence, reduce reliance on traditional lending, and build a legacy that lasts for generations—all while keeping your money working for you.

  • This powerful financial tool provides lifelong coverage, guaranteed cash value growth, and the potential for tax-advantaged dividends. Whether you're building wealth, planning for retirement, or leaving a legacy, this policy offers stability, flexibility, and lasting benefits tailored to your goals.

  • From optimizing cash flow and tax strategies to employee benefits and risk management, we address your unique needs and goals. Partnering with industry experts, we provide comprehensive guidance and resources to support your business's growth and long-term success.

  • Life insurance offers peace of mind, ensuring your family’s financial needs are met during life’s most unexpected challenges. Beyond personal coverage, it’s also a powerful tool for business planning—protecting your company from financial disruptions, funding buy-sell agreements, and securing key personnel. Whether you need cost-effective term insurance for temporary coverage or permanent insurance for lifelong protection and wealth building, we provide a full suite of customizable solutions tailored to your unique goals.

  • Critical illness (CI) insurance can be a valuable option to consider. It provides a lump sum payment in the event of a life-threatening illness and may include flexible options for the return of premiums.

    Disability Insurance: In the event of illness or injury that prevents you from working, this essential coverage ensures you have a reliable source of income to support your lifestyle and obligations. Safeguard your peace of mind and focus on recovery, knowing your future is secure.

  • Designed to help you grow your assets efficiently. Whether you’re planning for retirement, education, or long-term financial goals, we’ll help you navigate the options and create a plan that keeps more of your money working for you.

  • Our personalized approach ensures your assets are preserved, your tax efficiency is maximized, and your legacy is thoughtfully secured for future generations. Whether you’re planning for retirement or building generational wealth, we provide expert guidance every step of the way.