Shifting Financial Control from Banks back to Families and Businesses

Specializing in the Infinite Banking Concept

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Why consider the Infinite Banking Concept?

When was the last time you stopped to consider what the bank does with the money you deposit?

Have you ever wondered how much control you truly have over your money?

What if you could earn money the way banks do—by making it work for you instead of them?

What if you could regain total control over every dollar that flows through your life and business?

Imagine becoming your own banker, taking full control of your financial future…It’s possible.

Developed by the late R. Nelson Nash, author of the bestselling book Becoming Your Own Banker, which has sold over 400,000 copies, this concept has gained popularity because it works. The Infinite Banking Concept empowers you to redirect money back into your control, allowing you to build sustainable wealth over a lifetime.

“The whole idea is to recapture the interest that one is paying to banks and finance companies for the major items that we need during a lifetime, such as automobiles, major appliances, education, homes, investment opportunities, business equipment, etc.”

-Nelson Nash-

Hello

Hi, I’m Ryan Frey. With 17 years of experience as an insurance professional, I’ve dedicated my career to helping individuals and families build financial security. Along the way, I discovered a strategy so powerful and underutilized that it completely transformed my perspective on wealth creation and preservation—the Infinite Banking Concept.

This approach was so impactful that I didn’t just recommend it to my clients—I invested in it for my own family. And as I saw the profound benefits firsthand, I made the decision to transition my entire business to focus on this model.

The Infinite Banking Concept empowers you to take control of your financial future, offering a flexible and efficient way to grow and protect your wealth. Whether you’re planning for retirement, financing major life goals, or building a legacy for the next generation, this strategy provides a proven path to achieve financial freedom.

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Becoming your Own Banker for your Family, for your Business

Discover how the Infinite Banking Concept (IBC) can transform your family’s or business’s financial future.

When It First CLICKED for Me

The moment I realized that every time I paid cash for something, I was permanently transferring that money away from myself and my family. The dollars I worked so hard to earn were gone forever, along with any future growth or opportunities they could have created.

Then it dawned on me: Every decision we make is a financing decision. From buying a vehicle to purchasing a home to filling the car with gas, we are constantly making financial decisions.

We either pay cash, debit, or credit card. When we receive money, it has to reside somewhere… the bank right? That’s just where it goes and is the foundation from which all transactions take place… but what if it could reside somewhere else?

What if while it was sitting there, waiting to be directed to where it’s going next, whether it’s for the new car, saving for a downpayment, or getting groceries, it could be growing for YOU instead of just sitting in the bank?

If you have never heard of the Infinite Banking Concept before, this may not make sense but if you’re like me, the wheels are turning and you want to know more… I’m glad you found me.

Once I understood this I knew I needed to commit to spreading this knowledge. After 17 years in the insurance industry, I’ve never felt more excited about creating lasting impact simply by teaching others about how to use this concept in their own lives.